17300 Red Hill Avenue
Every business wants and needs to sell products and services, but what motivated us to jump into the Medicare insurance business, was the genuine desire to simply help people. Medicare is not something any of us grow up with, and for whatever reason, it doesn't resemble the health insurance coverage we've had for our entire lives.
On top of that, it can be complicated because Medicare insurance is delivered in parts---Part A, Part B and Part D. Or one might choose to have some, or all of it delivered as Part C, aka, a Medicare Advantage product. And finally, one might want some of their coverage in the form of a Medicare Supplement. Add a measure of anxiety with each part seemingly having its own enrollment period and corresponding late enrollment penalty, if the enrollment window is missed, and one can see the necessity people have for a trusted Medicare insurance expert.
At Schweickert & Company, it is our mission to help as many people as we can, and we hope you'll choose us to be your Medicare insurance expert. Below we've provided some more information that will help make sense of the different parts of Medicare insurance. Please contact us when you're ready and we'll piece it all together for you.
A. Original Medicare Part A only B. Original Medicare Part A, and Original Medicare Part B C. Original Medicare Part A, and Original Medicare Part B, and Part D prescription drug plan D. A Medicare Advantage plan (It may include Part D E. Original Medicare Part A, and Original Medicare Part B, and Part D prescription drug plan, and a Medicare Supplement
The main reason would be cost. A Medicare Advantage (MA) PPO can cost significantly less than a Plan F Medicare Supplement. There haven't been a lot of MA PPO plans in the marketplace, but now there are quality options. The provider networks of these PPO plans are quite large, and in some cases, span across the nation. Contact us to see if a MA PPO plan would be a suitable option for you.
A Medicare Advantage (MA) product provides all Part A and Part B benefits, and in most cases some extra benefits as well. Many MA plans will also include Part D prescription drug coverage. On the other hand, a Medicare Supplement (a.k.a. MediGap) plan fills "gaps" in Original Medicare coverage (Part A and Part B). MediGap plans work in tandem with Original Medicare, and cover all, or a portion of Part A and Part B cost sharing (coinsurance, copayments, or deductibles). Generally speaking, Medicare Advantage plans will cost significantly less than MediGap plans.
Contact Schweickert & Company today to review the Medicare Supplement questions you may have! Simply fill out the quote form at the top of this page or contact our Irvine Medicare Supplement Insurance Specialist, Drake at 714-689-1784. We look forward to helping you!